ZIP Code: 12953 City: Malone                              County: Franklin State: NY

Appreciation Rate: 9.39% for the last five years. This is number 7,148 in appreciation investment rank, out of 28,107 U.S. ZIP codes. $100,000 invested, at this rate, in 2001 would be $146,950 today.

 

 

House Price:$85,094 is the current average. The nationwide average is $262,000. Banks expect house debt payments to be under 30% of earnings and rent.

 

 

Rent: medians are, $408.80 for one bedroom, $491.50 for two bedrooms, $491.50 for three bedrooms, and $729.25 for four bedrooms.

 

 

Vacancy Rate: 8.26% for residential housing. Expect 30 days vacant and $558 lost when a rental property is vacated.

 

 

Housing Inventory: is 5,518 properties. Over 500 properties means real estate investment is more predictable. Under 500 properties means more risk and more opportunity.

 

 

Rental Income: Ranks 12,999 out of 28,107 ZIP Codes. The rent cashflow value is $78.85 per month per 2.5 bedroom property (10% downpayment and 6.5% mortgage rate).

 

Investment Grades

Capital appreciation: Voletus grade is B. It ranks 10,703 out of 28,107 ZIP Codes for total cash return.

Rent Income: Voletus grade is C+. It ranks 12,999 out of 28,107 ZIP Codes for rental income.